Greenberg Minasian, LLC

Counsellors At Law

20 Questions to Your Free Consultation

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1. Are you the subject of debt collection efforts by a collection agency?
2. Has a lawsuit been filed against you? ( Have you received court documents titled Summons or Complaint)
3. Has money been garnished on your pay check or taken from your bank account?
4. Have you ever filed for Bankruptcy?
5. If you have ever filed for bankruptcy, was the debt now being collected included in your bankruptcy?
6. Were the debt collection efforts in writing or by telephone?
7. Do you recognize the name of the creditor?
8. What is the amount of the debt?
9. Is this your debt?
10. Did you dispute the debt in writing?
11. If you received a collection letter(s), do you have the letter(s)?
12. If you received a telephone call, did you record the call or save the message?
13. Did the debt collector threaten you?
14. Did the debt collector call you before 8:00 a.m. or after 9:00 p.m.?
15. Did you tell the debt collector not to communicate with you anymore?
16. Did the debt collector use obscene or profane language?
17. Did the debt collector communicate with your friends, relatives, employer or other third parties without your permission?
18. Did the debt collector make any false representations?
19. Did the debt collector call you at your place of employment?
20. Does the debt appear on any of your 3 credit reports?

 

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